How to get a real estate license in Panama City, FL
There is no separate Panama City real estate license. Agents in Panama City hold a Florida sales associate license from the Florida Real Estate Commission (FREC) and the Department of Business and Professional Regulation (DBPR), the same as everywhere else in the state. Here is what that means locally, with the full steps in the Florida guide.
The Florida steps at a glance
- Meet the basics
- Take the 63-hour pre-licensing course
- Apply and get fingerprinted
- Pass the state exam
- Activate under a broker
- Finish 45 hours of post-licensing before your first renewal
Full Florida guide · Renewal and CE rules
Panama City by the numbers
- Active licensees
- 748
- Brokers
- 111
- Broker associates
- 50
- Sales associates
- 587
- Brokerages they work with
- 230
- First licensed in the last 12 months
- 79
Source: Florida DBPR licensee file (public record), as of October 21, 2026. Counted by each licensee's mailing address on file with the state. Active means a current, active license.
Picking a brokerage in Panama City
The Florida guide explains when you need to work under a broker. Many new agents talk to a few local offices before they decide. These franchise offices list an address in Panama City.
Offices in Panama City
2 real estate franchise offices list an address in Panama City: 1 Century 21 and 1 Coldwell Banker.
- CENTURY 21 Commander Realty, Inc. 2708 Highway 77, 32405 (850) 769-8326 · Office site
- Coldwell Banker Realty 726 Thomas Dr, 32408 (850) 234-6696 · Office site
Source: All The Places (CC-0), from each brand's public office locator, as of October 18, 2026. Not affiliated and not a recommendation; confirm details with the office.
Agents and offices in Panama City
Questions
Do I need a separate license to sell real estate in Panama City?
Not for the real estate license itself: the Florida Real Estate Commission (FREC) and the Department of Business and Professional Regulation (DBPR) issues it and it covers all of Florida. The city may have its own business license rules, so check with the city.
Where do I take the course if I live in Panama City?
Any school approved by the Florida Real Estate Commission (FREC) and the Department of Business and Professional Regulation (DBPR) works, in a classroom or online where the state allows it. Check the approval before you pay.
Nearby city guides: Panama City Beach
This guide is general information, not legal advice. Rules change, so always confirm with the official source.
Licensed already?
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